Our Team
"With a combined 25 years of experience in the industry, each member of our team brings a unique set of skills and knowledge that perfectly complement each other. This synergy gives us unwavering strength and allows us to seamlessly overcome challenges. Our long history has taught us to anticipate the changing needs of the market and to adapt quickly to new trends.
Broker
Andres Chavarria
Mortgage Consultant
Dayana Garcia
Client Relations Manager
Cristina Peribonio
Mortgage Consultant
Ana Moran
Andrés Chavarría, born in Guayaquil, Ecuador, is the youngest of three brothers. From an early age he had the opportunity to travel on an exchange program to Toluca-Mexico at age 12, and Louisville-Kentucky, at age 15. These experiences led him to live far from home and prepared him for what was to come.
Driven by his love of learning, Andrés moved to the United States, where he earned a degree in Business Administration from Brookdale Community College and then a bachelor's degree in Business Administration with an emphasis in Management Information Systems from Missouri State University.
After graduation, he worked as a Personnel Administrator in Missouri and later as an Executive at an electronic components company in St. Petersburg-Florida, often traveling to Costa Rica, Argentina and Mexico to serve key clients.
Andrés then entered the mortgage industry in 2005, working with major players such as Bank of America, Wells Fargo, Ameriquest Mortgage, Prospect Mortgage, PrimeLending and loanDepot, as well as short stints at Suntrust Mortgage and Guaranteed Rate. He then worked at NEXA Mortgage in Arizona before founding his own brokerage, ARCH Financial LLC.
Andrés is Fabiana's father and has a very naughty dog named Milo. In his free time, he visits his family, explores new places, and enjoys spending time with close friends. He treats his clients as part of his family and always seeks the best for them.
Don't hesitate to approach him; will guide you on your path.
Meet Dayana García Álvarez, our outstanding mortgage consultant with a history as rich as her knowledge in the mortgage sector.
Dayana was born in warm Cuba, where she developed her love for public relations and human connection. But her ambition and desire for growth led her to cross the ocean to Spain, where she specialized in Business Administration. She didn't stop there; Together with her husband, they ventured to the United States in search of new opportunities. It was in this land where Dayana dipped her toes into the world of banking with Wells Fargo, acquiring valuable skills and knowledge. In 2020, she decided to broaden her horizons even further by obtaining her Mortgage Loan Originator license and, after several years of experience, took the brave step of becoming an independent mortgage broker.
In addition to her professional credentials, there is more to Dayana that makes her unique. She is a bilingual communicator who can assist you in English and Spanish. Outside of work, her heart beats with a passion for animals, especially her two loyal German Shepherds. Travel and Mediterranean cuisine are other of her pleasures, a reflection of her multicultural life.
When you choose Dayana, you are not only selecting a mortgage expert, but also someone who understands the meaning of home, family, and adventure. Her combination of global experience, banking skills, and genuine empathy make her the perfect choice to guide your journey toward owning your next home.
With Dayana, you are in safe hands! Don't hesitate to approach her; she is here to help you every step of the way.
Ana Victoria Moran was born in Naranjo, Alajuela, Costa Rica. She comes from a very well-knit tight immigrant family who migrated in 1991 to Florida. She has an abundance of knowledge in several mortgage sectors. Ana started working at HSBC Mortgage in 2011 where she became a Customer Service Specialist assisting clients with options on how to prevent potential foreclosures as well as other loss mitigation options like modifications, short sales, and deed-in-lieu.
In 2016, right after the purchase of her new home as a single mother, she chose to seek different avenues in the mortgage industry. She worked at USAA from 2016 all the way up to 2020 as a Mortgage Loan Processor where she was the front line of her fellow loan officers by actively communicating and educating clients on what was needed in the processing documentation for their home purchases and refinances.
In 2020, she began her work endeavors outside of USAA and decided to join Caliber Home Loans as a Sr. Mortgage Processor. It didn’t stop there, In 2023, Ana decided to return to the mortgage industry licensed as a Mortgage Loan Officer.
Ana is also bilingual in English and Spanish fluently. In her spare time, Ana is passionate about dedicating her love to her gorgeous family and loves going out to theme parks, beaches, and plenty of physical activity. Please count on Ana’s expertise in giving you the best mortgage advice as she has been in several areas of the Mortgage Industry and has several years of experience.
Cristina Peribonio was born in Guayaquil, Ecuador, into a multicultural family with Ecuadorian and Croatian roots. The family always valued education and family unity, which influenced their outlook on life.
After graduating from high school, she landed her first job at Banco de Guayaquil, where she learned about banking products and customer service while studying Marketing and Advertising at Tecnológico Espíritu Santo.
Cristina moved to New York at the age of 23. Despite initial misgivings, she quickly adapted to the big apple, exploring new hobbies (painting), making friends and working various jobs with the goal of traveling and experiencing life to the fullest.
Eventually, she returned to banking, working at Citibank before becoming a Loan Officer at a wholesale bank dedicated to home financing. Her determination and skills led her to close home purchases for clients, family and friends.
After getting married, Cristina moved to Florida where she became a Notary Public specializing in mortgage loan closings. Her career took off even more when she joined her husband's team at Bank of America.
She stood out for her commitment to helping first-time home buyers and for her work with the Acorn Housing assistance program, educating buyers rather than simply collecting documents.
This is how Cristina's life in the United States and her successful career in the financial and mortgage lending industry began.
Nowadays, Cristina is a mom of teens who enjoys the flexibility the mortgage business gives her to work remotely when needed, and be there for her family.